Saving money is something we all try to do more of but it’s not always easy.
It takes hard work and determination for some things.
Luckily there are ways to save.
Cut out premium products
Spending on premium products or brands can add up fast. I understand sometimes there is no good option that’s cheap and works.
There are A lot of options out there to avoid premium mark ups but get the product you want or need.
- Tylenol vs generic
- Starbucks vs dunkin
- Giant eagle vs Wal-Mart
- Nike vs walmart brand
These are just some examples of brands we get caught up in .They may be great products but your finances cant really handle it. Try finding something similar to your favorite premium product like a generic option. You’ll be amazed at what you save .
With options like Netflix, TV antenna and other affordable services for watching your shows.
Cable has gone up and up every year and some providers give less and less each year. Why pay the big bill when you can get what you need.
I have internet only that runs me 40 a month. Thats huge compared to a minimum bill of cable and internet averages at least 100 a month.
Over the years grocery shopping has been a learning experience. Especially feeding 5 people.
Some ways to save at the grocery store is
- Avoid buying all expensive meats. Go for the sale items or cheaper cuts
- Don’t buy canned soda
- Don’t buy water bottles buy the gallon instead if the tap isn’t safe to drink
- Have a specific list of items and stick to it
- Buy generic items
- Avoid impulse purchases
For more info on saving on groceries head to my post on grocery shopping.
Straight talk has been my go to company. No matter how many times I try other carriers I always go back to them.
The biggest con is probably running into a customer service rep with bad English.
Their price is unbeatable too. The only possible downside is buying your phone out right. Which now they have financing for those too. So what do you have to lose by getting the same service strength (they buy rights to using the towers of the major carriers) without the price tag.
Avoid fast food
This is important. Fast food is convenient and somewhat cheap but it still adds up quickly .
Try reducing going through the drive thru by at least 1 to 2 times a week. Depending on how often you go.
I hope you found these tips helpful. Saving money seems to be what every one tries to do but not everyone succeeds.
These actionable tips are a start in the right direction !
How to stop spending money
It’s easy to swipe that debit card or pull that cash out.
How to stop spending now
- Put the cards away
- Use the envelope system (put designated money away and give yourself an allowance )
- Avoid the places that make you want to spend.